| Simple Savings | 22nd State Money Market | Premium Money Market | High-Yield MMA | 22nd State Certificate of Deposit | |
|---|---|---|---|---|---|
| Monthly Service Charge | $5* | $8* | $8* | $8* | --- |
| Minimum Balance Required | $50 | $1,000 | $50,000 | $50,000 | $1,000 |
| Minimum Opening Deposit | $100 | $1,000 | $50,000 | $50,000 | $1,000 |
| Online and Mobile Banking |  |  | | | |
| Electronic and Paper Statements | Your choice of electronic or paper statements | Your choice of electronic or paper statements | Your choice of electronic or paper statements | Your choice of electronic or paper statements | N/A |
| Earns Interest | | | | | |
| Tiers | N/A | | | | |
| Excessive Withdrawal Fee | $5** | $5*** | $5*** | $5*** | Loss of Interest**** |
*Monthly service charge waived if minimum balance is maintained; **after 3 transactions per month; ***after 6 transactions per month; ****You may not make any deposits into your account before maturity. A penalty will be imposed for withdrawals before maturity. The fee we may impose will be as follows: loss of 30-day interest for the term 3-month CD; loss of three months’ interest for the term of 6 and 12-month CDs; loss of six months’ interest for terms of 24 and 36-month CDs; and loss of nine months’ interest on terms of 48 months.
If you’re not sure which account(s) you currently have or would like to switch accounts, please visit your local branch or call us at (888) 325-7777.