• $22 Minimum Opening Deposit
• No Minimum Balance Requirement
• No Monthly Service Charge/Maintenance Fee
• Up to 200 Combined Debit/Credit Items Per Month*
• Online and Mobile Banking
• Bill Pay
• Remote Deposit Capture and Merchant Services Available
• Mastercard Debit/ATM Card
• No Charge for Electronic Statements; $5.00 Per Month For Mailed Statements**
• FREE Wallet Size Business Checks
• FREE Notary Service

 
*Includes checks, deposits, deposited items, debit card transactions, and ACH debits and credits. If 200 items are exceeded in two (2) consecutive statement cycles, the account will be changed to a Business Checking Account.

**The owner(s) of this account must opt-in to receive E-statements through online banking or pay a $5.00 monthly statement service charge.

Must have an active 22nd State consumer deposit account. If a 22nd State Bank consumer deposit account is not maintained, the account will be changed to a Business Checking Account.