Scam Alert: Customers will never be asked for full social security numbers, usernames, passwords, PINs, or one-time passcodes (OTP).  If you believe you have been a victim of a scam or your account has been compromised, please contact your local branch or call us at (888) 325-7777.

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Consumer Savings | Christmas Club Savings

Save for the Holidays, All Year Long.

It’s never too early to plan for holiday spending! With our Christmas Club Savings Account, you can save year-round with a low minimum balance and no monthly fees. Be ready for the holidays when they arrive.

Details

  • Opening Deposit: $100.00
  • Minimum Balance Required: $50.00
Terms: An early withdrawal penalty of $20.00 will be imposed for withdrawals before maturity. Customer must sign up for e-statements or pay a $2.00 monthly fee for statement printing. Account is subject to miscellaneous fees.
Rates: For current APY and interest rates, contact your local 22nd State Bank branch and experience personalized service—no automated systems, just knowledgeable staff ready to assist.
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