Scam Alert: Customers will never be asked for full social security numbers, usernames, passwords, PINs, or one-time passcodes (OTP).  If you believe you have been a victim of a scam or your account has been compromised, please contact your local branch or call us at (888) 325-7777.

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Consumer Savings | Individual Retirement Account

Invest in Your Future, Starting Today.

Secure your retirement with 22nd State Bank’s IRAs. Enjoy higher interest rates and a variety of options tailored to your retirement goals and financial needs.

 

 

 

Details

  • Opening Deposit: $1,000.00
  • Minimum Balance Required: $1,000.00
  • Monthly Service Charge: $0.00
  • Tiers: 12 months, 18 months, and 24 months

 

couple signing paperwork
Terms: You may not make any deposits into your account before maturity. A penalty will be imposed for withdrawals before maturity (with the exception of RMDs). The fee we may impose will be as follows: loss of three months’ interest; IRA rules may apply. Customer must sign up for e-statements or pay a $2.00 monthly fee for statement printing. Account is subject to miscellaneous fees. 
Rates: For current APY and interest rates, contact your local 22nd State Bank branch and experience personalized service—no automated systems, just knowledgeable staff ready to assist.
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