*a service fee of $5.00 will be imposed every month if the balance in the account falls below $50.00 any day of the cycle and Interest will be waived for Qtr.; Excessive Debit Fee of $5.00 per debit transaction over three (3) per month.

**a service fee of $8.00 will be imposed every statement cycle if the balance in the account falls below the minimum balance requirements any day of the cycle. To obtain the annual percentage yield disclosed you must maintain the minimum balance of the application tier in the account each day. Transfers from a Money Market account to another account or to third parties by check, draft, debit card, or similar order to third parties are limited to six per month. If you exceed this amount, we may close your account or convert it to a checking account. There will be an excessive debit fee of $5.00 assessed per debit transaction of any type over six months.