Simple Savings
This no-frills savings option offers both individuals and businesses an easy, hassle-free way to set money aside and watch it grow—without any extra complexity.
22nd State Money Market
With tiered interest rates, competitive earnings, and the security of a savings account, growing your money has never been easier.
Premium Money Market
Maximize your savings with higher yields and tiered interest rates, helping your money grow faster while providing the security you need.
22nd State CDs
Our CDs offer competitive rates and flexible terms starting at just six months, providing a secure way to grow your savings—without any market risk. Save with confidence and watch your money work for you.
Individual Retirement Account (IRA)
Take advantage of competitive rates and flexible access with our retirement accounts, all backed by the personalized service of your local 22nd State Bank—where your financial goals come first.
Christmas Club Savings
With a low minimum balance and no monthly fees, you can save all year long—so when the holiday season arrives, you’ll be ready to share the joy and embrace the spirit of giving.
High-Yield MMA
Grow your savings with a High-Yield Money Market Account—competitive rates, flexible access, and personalized local service you can count on.