Scam Alert: Customers will never be asked for full social security numbers, usernames, passwords, PINs, or one-time passcodes (OTP).  If you believe you have been a victim of a scam or your account has been compromised, please contact your local branch or call us at (888) 325-7777.

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Consumer Checking

At 22nd State Bank, we offer checking accounts that fit seamlessly within your everyday life. Backed by expert guidance and personal service, our options make managing your money easy, convenient, and close to home.

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Student Checking

This student checking account makes managing your money simple. With a low opening deposit and no minimum balance, you can keep your finances on track while you pursue your educational goals.

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Free Personal Checking

No monthly fees, no minimum balance requirement—just straightforward, hassle-free checking that works for your lifestyle.

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22nd State Checking +

Access your funds with ease while earning interest on your balance. With low monthly fees and flexible options, your money works harder for you.