Scam Alert: Customers will never be asked for full social security numbers, usernames, passwords, PINs, or one-time passcodes (OTP).  If you believe you have been a victim of a scam or your account has been compromised, please contact your local branch or call us at (888) 325-7777.

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Business Savings | Certificate of Deposits (CDs)

Steady Growth, Guaranteed Returns.

Save with confidence and watch your money grow. Our CDs offer competitive rates and flexible terms starting at just six months, giving you a secure way to build your savings—no market risk required.

Details

  • Opening Deposit: $1,000.00
  • Minimum Balance Required: $1,000.00
  • Tiers:
    • 3 Months
    • 6 Months
    • 12 Months
    • 24 Months
    • 36 Months
    • 48 Months
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Terms: You may not make any deposits into your account before maturity. A penalty will be imposed for withdrawals before maturity. The fee we may impose will be as follows: loss of 30-day interest for the term 3 month CD; loss of three months interest for the term of 6, 9, 12, and 18-month CDs; loss of six month’s interest for terms of 24, 30, and 36 month CDs; and loss of nine month’s interest on terms of 48 months. Customer must sign up for e-statements or pay a $2.00 monthly fee for statement printing. Account is subject to miscellaneous fees. 
Rates: For current APY and interest rates, contact your local 22nd State Bank branch and experience personalized service—no automated systems, just knowledgeable staff ready to assist.
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